I recently read an article that comforted as well as inspired me. The idea is that goals, like New Year’s Resolutions, are scary and sometimes can be more discouraging than motivating. They also imply immediate results, which is often an unrealistic expectation. (http://m.entrepreneur.com/article/230333)

A more effective way to begin the year may be to focus on systems. Developing systems or habits designed to attain your goals can be more satisfying and surprisingly more effective in achieving desired results.

How does this idea apply to your financial life? Well, financial goals seem to overwhelm people. Continue reading →